The 15-month wait-out period, introduced in September 2022, has been removed with immediate effect. Private property owners can now purchase a non-subsidised HDB resale flat without serving any waiting period after selling their private home.
What Changed
With immediate effect from 28 July 2026, private residential property owners can purchase a non-subsidised HDB resale flat without any wait-out period, provided they are not taking an HDB housing loan. This applies to all flat sizes and to Singapore Citizens of all ages.
What Has Not Changed
The 6-month disposal requirement still applies. Private property owners who buy an HDB resale flat must still dispose of their private property within 6 months of completing the HDB purchase. The 30-month wait-out period for BTO flats still applies.
What This Means For The Market
The immediate effect is an expansion of the buyer pool for HDB resale flats — positive for sellers. If you have been holding off listing your HDB flat, the policy change is an argument for moving sooner rather than later.
The Bigger Signal
The removal of a cooling measure is a deliberate signal that the government believes the market has stabilised. For buyers who have been waiting for policy clarity before making a move, today's announcement is as clear a signal as the market has produced in several years.