Selling your HDB at the right price is as important as buying your next property at the right price — but many sellers spend far more energy researching their future purchase than they do understanding the current state of the resale market. Here is what HDB sellers need to know in 2026.
How HDB Resale Prices Are Performing
HDB resale prices have remained broadly resilient through the past several years of cooling measures. Larger units — 5-room and executive flats — in mature estates near MRT stations have continued to command strong prices, with some transacting above the $1 million mark in locations like Bishan, Toa Payoh, and Queenstown. Smaller flat types in less connected locations have seen more moderation. The key variable is location — specifically, proximity to MRT and amenities — more than flat size alone.
Pricing Your Flat Correctly
The most common seller mistake is pricing from hope rather than evidence. The right starting point is the actual transacted prices of comparable units — same flat type, same block or nearby blocks, similar floor level and facing — in the last three to six months. The HDB website publishes all transacted prices and is your most reliable reference point. Your agent should be building a comparative market analysis from these transactions, not giving you a number that sounds good.
The Impact Of Remaining Lease
As older HDB flats age, remaining lease becomes increasingly relevant for buyers — particularly those using CPF to fund the purchase, as CPF withdrawal rules are tied to remaining lease. Flats with under 60 years of remaining lease face restrictions on CPF usage that limit the buyer pool. If your flat is approaching that threshold, it's worth understanding the implications before listing.
Marketing And Viewings
The quality of your listing marketing — photography in particular — has a disproportionate impact on buyer interest and offers. Most buyers form their first impression from the listing photo before they ever visit. Professional photography, a well-presented flat, and a listing that highlights the genuine strengths of the unit and its location will always outperform a poorly presented equivalent. The cost of good presentation is trivial relative to the price difference between a well-marketed flat and a poorly marketed one.